Pearl Carroll Disability Claim Template Access Pearl Carroll Disability Claim Editor Now

Pearl Carroll Disability Claim Template

The Pearl Carroll Disability Claim form is designed for individuals seeking to report their recovery or return to work while receiving disability income benefits. This comprehensive document requires detailed information about the claimant's medical providers, workplace, and the nature of their disability, along with a signed authorization for the release of medical information. By accurately completing and submitting this form, claimants can ensure the proper management of their disability benefits. Ready to start? Click the button below to fill out your form.

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Table of Contents

The journey of navigating through a disability claim can often feel like you're trying to find your way through a maze. For members encountering this process with Pearl Carroll & Associates LLC, the Pearl Carroll Disability Claim form serves as a vital tool in this journey, meticulously guiding you from the statement of recovery to the eventual return to work. The form requires a thorough detailing of the member's personal information, including but not limited to the nature of the disability, treatments received, and work status. It places significant emphasis on the submission of a comprehensive list of medical providers that have treated the member, alongside a requirement for the member and their medical provider to fill out and sign specific sections of the form. Additionally, an Authorization for Release of Information section mandates consent from the individual, enabling the seamless sharing of medical and other relevant data that supports their claim. Such detailed provisions are crafted to ensure that the process is as smooth and as efficient as possible, ensuring that individuals are neither left in the dark nor without aid in their time of need. Therefore, whether one is mailing the completed form to the designated address in Latham, NY, or engaging through email or fax, Pearl Carroll & Associates LLC delineates a structured path towards the resolution of disability claims, simultaneously underscoring their commitment to client assistance and the expeditious handling of such sensitive and crucial matters.

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STATEMENT OF RECOVERY OR RETURN TO WORK

DISABILITY INCOME CLAIM INSTRUCTIONS

(PLEASE DETACH THIS NOTICE BEFORE MAILING AND KEEP FOR FUTURE REFERENCE)

Please answer all questions on the Member Statement on your Disability Income claim form

Please provide a complete List of Providers/Hospitals that treated you for this disability.

Date and sign both the Members Statement and the Authorization for Release of Information.

Please have your Medical Provider complete both pages of the Medical Provider’s Statement.

Please see that the completed form is returned to:

Pearl Carroll & Associates LLC

Disability Claims Unit

12 Cornell Road

Latham, NY 12110

If you recover or return to work, please notify Pearl Carroll & Associates immediately by completing and mailing this statement to the above address or emailing to Customercare@PearlCarroll.com.

If you have any questions concerning your request for Disability Income benefits, you may call the Office of the Administrator at 1-800-697-2732. The fax number is 518-640-8105. Please note that we will not confirm receipt of a fax for 24 - 48 hours.

Name: _______________________________________________________________________________

Mailing Address: _______________________________________________________________________

_______________________________________________________________________

Social Security No.: ______-______-________

Policy G-11628

I recovered:

I returned to work

Other (I.E. Returned to work light duty, another job etc):

Date:

Month/Day/Year

Date: _______________________ Signature: ___________________________________________

Email Address: __________________________________________________________________________________

CSEA DI ed 10/2016

CSEA MEMBER’S DISABILITY INCOME FORM

CLAIM TYPE:

 

Member Disability

Spouse-Coverage Disability

Non-Disabling Injury

 

 

 

Hospital Benefit

 

 

 

 

Survivor Benefit

 

Member Name:

____________________________________

 

Date of Birth: ___________________________

 

Social Security # _____________________________________

 

 

Male

Female

 

 

Spouse Name:

____________________________________

 

Date of Birth: ___________________________

 

Social Security # ______________________________________

 

Male

Female

 

 

Mailing Address: _____________________________________________________________________

__________

 

 

 

(No.)

(Street)

 

 

 

 

(Apt No.)

 

 

_______________________________________________________________

 

 

 

 

(City or Town)

 

(State)

 

 

(Zip Code)

 

 

Telephone No.: Home: (

)______________________

Em ployer (

) ________________ Height: ________

Weight ________

Employer’s Name: ___________________________________________________________

Normal Number of Hours Worked Per Week: ________

Employer’s Street Address: ______________________________________________________________________________________

 

 

(No.)

 

(Street)

 

 

(City or Town)

(State)

(Zip Code)

Email Address: ____________________________________________________________________________________________________

What is the nature of your disability?__________________________________________________________________________________

Is disability work related? Yes

No

 

If yes, please attach a copy of the Employee Accident Report signed by manager

Is disability due to an Injury? Yes

 

No

 

If “Yes”, when? _______/______/________

 

 

 

 

 

 

Mo .

Da y

Year

Where did it happen?__________________________________________________________

 

 

 

How did it happen? _______________________________________________________________

 

 

 

Date first treated for this disability:

 

_____/_____/_______

 

 

 

 

 

 

Mo.

Day

Year

 

 

 

 

Date First Unable to Work: ______/______/______

 

Date Last Worked: ______/_______/_______

 

Mo.

Day

Year

 

Mo.

Day

Year

 

 

Have you attempted to return to your occupation since the date disability began? (If so, give details)

If returned to work or recovered, give date: _____/_____/______

Returned to work: Full Time:

Mo.

Day

Year

Part Time:

 

 

 

If Part Time, # of hours per day _______

If not returned, when do you expect to? _____/_____/______

 

Mo.

Day

Year

 

Are your working a second job? If so, please provide the name and address of the company and the hours you are working.

**If disability is due to a Motor Vehicle Accident, please attach MV-104A Police Report**

** If treated in hospital or Urgent Care Center, please attach a copy of your discharge papers**

1

CSEA DI ed 10/2016

CSEA MEMBER’S DISABILITY INCOME FORM

Member’s Name ___________________________________ Member’s Social Security #________________________

Names and addresses of providers consulted and any other providers seen for treatment.

PLEASE PRINT If you need more space, you may attach a sheet of paper with the additional names, addresses, and phone numbers. Be sure to include all providers, as any missing may delay your claim.

PHYSICIANS:

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

 

 

HOSPITALS

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

 

 

PHARMACIES

 

 

 

Name:

 

 

 

Name:

 

 

 

 

 

 

 

 

 

 

 

Address:

 

 

 

Address:

 

 

 

 

 

 

 

 

 

 

 

City:

 

 

 

City:

 

 

 

 

 

 

 

 

 

 

 

State:

Zip:

 

 

State:

Zip:

 

 

 

 

 

 

 

 

 

 

Phone:

 

 

 

Phone:

 

 

 

 

 

 

 

 

 

 

2

CSEA DI ed 10/2016

CSEA MEMBER’S DISABILITY INCOME FORM

Member Name _______________________________________ Member’s Social Security #__________________________

Please state your occupation: ________________________________________________

**Please attach a copy of your official job description**

Please fully describe all the duties of your occupation at the time you stopped working including the percentage of time spent on

each activity:

_____________________________________________________________________________________________________________________

_________________________________________________________________________________________________________________________________

_________________________________________________________________________________________________________________________________

_________________________________________________________________________________________________________________________________

What are your daily activities?________________________________________________________________

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________

Are you receiving or will you be eligible to receive benefits from:

Workman’s Compensation?

Yes

No

 

Pension Plan?

Yes

No

 

Another Group Insurance Plan?

Yes

No

 

Individual Disability Income Policy?

Yes

No

 

Social Security Disability?

Yes

No

If “Yes” insert policy number, claim number and address of insurance company or organization providing such benefits and amount of payment.

Policy No.

Claim No.

Name and Address

Amount of Payment

I declare that the answers on Page 1, Page 2 and Page 3 of this form are complete and true to the best of my knowledge and belief. I also agree that I will advise the New York Life Insurance Company of my return to any type of work and that I will return any payments to which I am not entitled by reason of my return to work or termination of my disability.

New York Residents: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

Date: _____________

Member’s Signature _______________________________________________

MO/ DAY/YEAR

The Member or someone on his/her behalf must sign here and on the

 

Authorization for Release of Information Form.

 

Please see that the completed form is returned to:

 

Pearl Carroll & Associates LLC

 

12 Cornell Road – Disability Unit

 

Latham, NY 12110

 

Fax # 518-640-8105 or email to Customercare@PearlCarroll.com

 

3

CSEA DI ed 10/2016

 

Authorization for Release of Information

TO:

All providers of medical services and supplies, pharmacy related service organizations, prescription history database

suppliers, employers, insurance institutions, the Social Security Administration and other organizations.

I authorize release to New York Life Insurance Company or their representative, Pearl Carroll & Associates LLC, any independent claim administrators, consulting health professionals, pharmacy related service organizations and utilization review organizations with whom New York Life has contracted, information concerning health care advice, treatment or supplies provided the patient (including that related to mental illness and/or AIDS/ARC/HIV) and prescription records. This information will be used to evaluate claims for benefits.

In Oklahoma, the information authorized for release may include records which may indicate the presence of a communicable or non-communicable disease.

This authorization may be used for a period of 24 months from the date signed below unless sooner revoked. I may revoke this authorization at any time by notifying New York Life in writing at the address given on this form. My revocation will not be effective to the extent New York Life or any other person has already disclosed or collected information or taken other action in reliance on it. The information New York Life obtains through this authorization may become subject to further disclosure. For example, New York Life may be required to provide it to an insurance regulatory or other government agency. In this case, the information may no longer be protected by the rules governing this authorization.

A photocopy of this authorization and request form shall be as valid as the original. I know that I may request a copy of this authorization.

_____________________________________________

_________________________________

Patient’s Signature

Date

 

 

_____________________________________________

_________________________________

Print Name

Social Security No

 

 

______________________________________________

__________________________________

Address

City,

State

Zip

______________________________________________

__________________________________

Email Address

Phone Number

 

 

Medical Records Release to: Datafied Inc. 1210 N. Jefferson St. Suite P Anaheim, CA 92807

Please see that the completed form is returned to:

Pearl Carroll & Associates LLC

12 Cornell Road – Disability Unit

Latham, NY 12110

Fax # 518-640-8105 or email to Customercare@PearlCarroll.com

4

CSEA DI ed 10/2016

MEDICAL PROVIDER’S STATEMENT

(The patient is responsible for the completion of this form without expense to the Company)

Notice to Provider: Thank you in advance for your cooperation in completing this form on behalf of your patient identified below. We will consider this information in conjunction with other information gathered to determine the claimant’s eligibility for benefits according to his or her specific contract with us. We will periodically request that you provide updated information, records and chart notes to enable our evaluation of a continuing claim. In order for us to expedite our consideration of your patient’s claim, please fully answer each question and sign and date the form where indicated.

1.PATIENT’S NAME: ______________________________________________ SOCIAL SECURITY NO.: __________________

 

(First)

(Middle)

(Last)

 

 

 

 

 

 

 

DATE OF BIRTH: _____/_____/______

2.

CURRENT MEDICAL CONDITION(s):

 

 

 

(Mo) (Day)

(Year)

 

PRIMARY DIAGNOSIS: __________________________________

ICD-10 CM CODE: _____________

 

SECONDARY DIAGNOSIS: _____________________________

ICD-10 CM CODE: _____________

3.

DATE THAT SYMPTOMS FIRST APPEARED OR ACCIDENT HAPPENED:

 

______/_____/_______

 

 

 

 

 

(Mo) (Day)

(Year)

4.

DATE THAT PATIENT FIRST CONSULTED YOU FOR THIS CONDITION:

 

______/_____/_______

 

 

 

 

 

(Mo) (Day)

(Year)

5.

DATE YOU LAST TREATED THE PATIENT:

 

 

______/_____/_______

 

 

 

 

 

(Mo) (Day)

(Year)

6.

IS THIS CONDITION RELATED TO PATIENT’S EMPLOYMENT?

YES

NO

 

7.

WAS PATIENT REFERRED TO YOU BY ANOTHER PRACTITIONER?

YES

NO

 

(If “Yes”, please provide the name and address of that practitioner): __________________________________________________

______________________________________________________________________________________________________________

8.OBJECTIVE FINDINGS (Include x-rays, lab results and clinical findings. If pregnancy, also give LMP and EDC):

____________________________________________________________________________________________________

____________________________________________________________________________________________________

9. HAS PATIENT BEEN HOSPITALIZED? YES NO (If “YES”, provide reason, hospital name and dates of

confinement): ________________________________________________________________________________

10.NATURE OF TREATMENT CURRENTLY BEING PROVIDED OR PLANNED: (Include dates and type of surgery

and any medications prescribed if applicable): ___________________________________________________

_______________________________________________________________________________________

_______________________________________________________________________________________

11.HAVE YOU REFERRED THE PATIENT TO ANOTHER PRACTITIONER? YES NO (If “Yes”, please provide the name and address of all applicable physicians or ): ________________________________________________________

____________________________________________________________________________________________________

12.IN YOUR OPINION IS THE PATIENT ABLE TO WORK AT THIS TIME? YES NO

IF “NO”, WHEN DO YOU EXPECT THAT THE PATIENT WILL BE ABLE TO PERFORM SOME WORK?

______/_____/_______

 

(Mo) (Day) (Year)

1

CSEA DI ed 10/2016

MEDICAL PROVIDER’S STATEMENT

PATIENT’S NAME: ______________________________________________ SOCIAL SECURITY NO.: ____________________

(First)

(Middle)

(Last)

13.IS THERE ANY TYPE OF JOB MODIFICATION OR ACCOMODATION THAT WOULD ENABLE THE PATIENT TO WORK

AT THIS TIME? YES NO (If “Yes”, please describe): _______________________________________

____________________________________________________________________________________________________

14.

 

BASED ON OBJECTIVE FINDINGS AND YOUR

MEDICAL OPINION:

 

 

a)

THE PATIENT WAS TOTALLY DISABLED FROM:

_____/_____/_____ THROUGH: _____/_____/_____

 

 

(Mo.) (Day) (Year)

(Mo.) (Day) (Year)

b)

THE PATIENT WAS PARTIALLY DISABLED FROM:

_____/_____/_____ THROUGH: _____/_____/_____

 

 

(Mo.) (Day) (Year)

(Mo.) (Day) (Year)

15.LIST ALL CURRENT RESTRICTIONS AND LIMITATIONS YOU HAVE PLACED ON THE ATIENT’S WORK AND PERSONAL

ACTIVITIES DUE TO HIS OR HER MEDICAL CONDITION (If none, indicate “NONE): ___________________________________

____________________________________________________________________________________________________

____________________________________________________________________________________________________

16. HAS THE PATIENT BEEN RELEASED FROM YOUR CARE? YES

NO

 

IF “YES” DATE RELEASED FROM YOUR CARE:

IF “NO”, DATE OF NEXT SCHEDULED TREATMENT OR EVALUATION:

______/_______/________

 

______/_______/_________

(Mo) (Day)

(Year)

 

(Mo) (Day)

(Year)

 

 

 

 

 

New York Residents: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

MEDICAL PROVIDER’S DECLARATION AND SIGNATURE

I declare that the answers on this statement are complete and true to the best of my knowledge and belief. I understand that periodic updates (including providing copies of medical records when requested) will be required in the event of a continuing claim.

_______________________________________ _____

__________________

_______________________

PROVIDER’S NAME (PLEASE PRINT)

 

Specialty

TELEPHONE NUMBER

_________________________________________________

___________________________________________________

STREET ADDRESS

CITY

STATE

ZIP CODE

_____________________________________________

 

_______________________

PROVIDER’S SIGNATURE

 

DATE SIGNED

 

Please return completed forms to:

 

Pearl Carroll & Associates LLC

12 Cornell Road – Disability Unit

Latham, NY 12110

Fax # 518-640-8105 or email to CustomerCare@PearlCarroll.com

2

CSEA DI ed 10/2016

Form Breakdown

Fact Name Description
Form Purpose Used for claiming disability income benefits.
Important Actions Members must answer all questions, provide a list of providers, sign documents, have their Medical Provider complete required sections, and return the completed form.
Return Address Pearl Carroll & Associates LLC, Disability Claims Unit, 12 Cornell Road, Latham, NY 12110.
Notification Requirement Immediately notify Pearl Carroll & Associates if you recover or return to work by mailing the statement or emailing Customercare@PearlCarroll.com.
Contact Information For questions, call 1-800-697-2732 or use fax 518-640-8105.
Fax Confirmation Fax confirmations will not be provided for 24 - 48 hours after receipt.
Document Components Includes Member Statement, Medical Provider's Statement, Authorization for Release of Information, and instructions for recovery or return to work notification.
Additional Attachments For work-related disabilities, attach an Employee Accident Report. If disability due to a motor vehicle accident, attach MV-104A Police Report. Attach discharge papers if treated in a hospital or urgent care center.
Authorization Validity The Authorization for Release of Information is valid for 24 months from the date signed.
Revocation Right The authorization can be revoked at any time by notifying New York Life in writing.
New York Fraud Warning Includes a fraud warning specific to New York residents, stating that a fraudulent insurance act is a crime subject to a civil penalty.

Guidelines on Filling in Pearl Carroll Disability Claim

Filling out the Pearl Carroll Disability Claim Form is a crucial step in requesting disability income benefits. This document requires accurate and detailed information about your health condition, treatment history, and work status. By following the steps outlined below, you ensure that your claim is processed efficiently. Remember, providing complete and honest information is vital to the success of your claim. Once the form is filled out, it needs to be returned to Pearl Carroll & Associates, making sure to notify them of any changes in your recovery or employment status.

  1. Begin by detaching the instructions page from the form to keep for your reference.
  2. Fill out the Member Statement on your Disability Income claim form, making sure to answer all the questions accurately.
  3. Provide a complete List of Providers/Hospitals that treated you for this disability. Include names, addresses, and phone numbers.
  4. Date and sign both the Member's Statement and the Authorization for Release of Information sections of the form.
  5. Have your Medical Provider complete both pages of the Medical Provider’s Statement.
  6. Ensure that all sections regarding your occupation, nature of your disability, and any other insurance benefits you might be receiving or eligible for are completely filled out. Attach any necessary documents as indicated in the form.
  7. Go through your filled-out form to check for completeness and accuracy. Pay special attention to the declaration at the end of the form, verifying that all information provided is true to the best of your knowledge.
  8. Sign the form on the last page where indicated to confirm your agreement with the declaration and the conditions outlined for processing your disability claim.
  9. Return the completed form to Pearl Carroll & Associates LLC, Disability Claims Unit, 12 Cornell Road, Latham, NY 12110. You can also email the form to Customercare@PearlCarroll.com or fax it to 518-640-8105.
  10. If there are any changes in your condition, recovery, or employment status, make sure to immediately notify Pearl Carroll & Associates as directed.

After submitting the form, it's important to stay in contact with Pearl Carroll & Associates, especially if there are updates or changes to your situation. Keep a copy of all documents for your records, and don't hesitate to reach out to their office if you have any questions during the process.

Learn More on Pearl Carroll Disability Claim

How do I complete the Pearl Carroll Disability Claim form?

To properly complete the Pearl Carroll Disability Claim form, you must:

  1. Fill out every question on the Member Statement of your Disability Income claim form.
  2. Provide a full List of Providers/Hospitals that have treated you for this disability.
  3. Date and sign both the Member's Statement and the Authorization for Release of Information.
  4. Ensure your Medical Provider completes both pages of the Medical Provider's Statement.
  5. Return the completed form to Pearl Carroll & Associates LLC at the address provided, either through mail or email.

Don't forget to detach the instructions before mailing your form and keep them for your reference.

What should I do if I recover or return to work?

If you recover or return to work, promptly notify Pearl Carroll & Associates by completing and mailing the statement provided in the instructions to the specified address or by emailing it to the provided address. This helps ensure that your claim is accurately processed according to your current employment status.

Who should I contact if I have questions about my Disability Income benefits?

If you have any questions regarding your request for Disability Income benefits, feel free to call the Office of the Administrator at 1-800-697-2732 or send a fax to 518-640-8105. However, please note that fax receipt confirmations may take 24 - 48 hours.

What information do I need to provide about my disability?

When explaining your disability on the claim form, include:

  • The nature of your disability.
  • Whether the disability is work-related and attach a copy of the Employee Accident Report if applicable.
  • Confirmation if the disability is due to an injury and details about the injury.
  • Dates of the first treatment, the first day unable to work, and the last day worked.
  • Any attempts to return to your occupation since the disability began.

Additionally, attach any relevant documents, such as an MV-104A Police Report for motor vehicle accidents or discharge papers if treated in a hospital or Urgent Care Center.

How do I provide information about my healthcare providers?

On the designated page of the claim form, list all providers, including doctors, hospitals, and pharmacies, that have seen or treated you for your disability. Ensure to print clearly and provide complete names, addresses, and phone numbers for each provider. If you need additional space, attach a separate sheet with the required information. Missing details could delay your claim processing.

If your disability is related to your occupation, you must:

  • Attach a copy of your official job description.
  • Fully describe all duties of your occupation at the time you stopped working, including the percentage of time spent on each activity.
  • Detail your daily activities outside of work that might be affected by your disability.

What do I need to know about the Authorization for Release of Information?

The Authorization for Release of Information allows New York Life Insurance Company or their representative, Pearl Carroll & Associates LLC, to obtain necessary information to evaluate your claim for benefits. This authorization is valid for 24 months from the date signed and can be revoked at any time by notifying New York Life in writing. However, revocation will not affect any action already taken based on the consent given. It's also important to remember that once information is disclosed, it may become subject to further disclosure, such as to regulatory or government agencies.

Common mistakes

When filling out the Pearl Carroll Disability Claim form, individuals often make several common errors that can delay the processing of their claim. These mistakes can be minimized or avoided altogether with careful attention to detail and adherence to the provided instructions. Below are five common mistakes made during this process.

  1. Failing to Answer All Questions: The form explicitly requests that all questions be answered on the Member Statement. Omission of information can lead to incomplete submissions, requiring further communication and prolonging the evaluation period. It's crucial to review the form multiple times to ensure that no question has been left unanswered.

  2. Inadequate Provider Information: Providing a complete list of providers/hospitals that treated the disability is essential. Many claimants either submit incomplete lists or forget to include key healthcare providers. This oversight can result in delays as the insurance company may need to verify treatment details or gather additional information to assess the claim properly.

  3. Insufficient Documentation: The claim form asks for various documentation, such as attaching a copy of the Employee Accident Report if the disability is work-related or including discharge papers for hospital or urgent care center treatment. Failing to attach these documents can hinder the verification process, requiring the insurance company to follow up for additional evidence, thereby extending the processing time.

  4. Incorrectly Signing Documents: The form requires the claimant's signature on both the Member's Statement and the Authorization for Release of Information. Overlooking these signature requirements or improperly filling out these sections can invalidate the submission until properly corrected and resubmitted. Accuracy in these areas is paramount to advancing the claim.

  5. Delay in Notification of Recovery or Return to Work: The instructions explicitly state that if a claimant recovers or returns to work, they must notify Pearl Carroll & Associates immediately. Delayed notifications not only complicate the claim process but can also lead to issues of overpayment, in which the claimant may have to return funds to the insurer. Prompt communication upon return to work or recovery ensures the integrity of the process and avoids financial discrepancies.

By carefully navigating these common pitfalls, individuals submitting a disability claim to Pearl Carroll & Associates can improve the efficiency and outcome of their claim processing. Attention to detail and adherence to the instructions are critical steps toward achieving a favorable resolution.

Documents used along the form

When filing a Pearl Carroll Disability Claim, it's essential to gather and include all necessary documents to ensure your claim is processed quickly and efficiently. These documents provide a comprehensive picture of your situation and substantiate your claim for disability benefits. Here’s an outline of other forms and documents often used alongside the Pearl Carroll Disability Claim form.

  • Medical Provider’s Statement: This document is filled out by your treating physician or healthcare provider. It details your medical condition, treatment plan, and the impact of your condition on your ability to work.
  • Authorization for Release of Information: This form allows Pearl Carroll & Associates and any relevant third parties to obtain and share your medical records and other necessary information to process your disability claim.
  • Employee Accident Report: If your disability is work-related, this report, which should be signed by your manager, provides details about the workplace accident leading to your disability.
  • MV-104A Police Report: For disabilities resulting from a motor vehicle accident, this police report offers detailed accounts of the incident, which can be critical in determining your claim.
  • Discharge Papers: If your treatment involved a hospital stay or a visit to an Urgent Care Center, including a copy of your discharge papers with your claim form helps document the severity and duration of your treatment.
  • Job Description: Attach a copy of your official job description to demonstrate the particular duties and physical demands of your job. This information can establish the extent to which your disability affects your ability to perform your work.

Filing for disability benefits requires careful documentation to successfully prove the nature and extent of your disability. Including these forms and documents with your Pearl Carroll Disability Claim can help streamline the process, ensuring that you receive the support you're entitled to during your time of need.

Similar forms

  • The Long-Term Disability (LTD) Claim Form exhibits notable similarities to the Pearl Carroll Disability Claim form, particularly in its structured solicitation of comprehensive personal, occupational, and medical information from the claimant. Both documents require detailed accounts of the claimant's condition, the onset and extent of the disability, alongside a thorough medical history including treatment and provider details. These aspects are integral to the assessment and determination process of disability claims.

  • Another related document is the Workers' Compensation Claim Form. This form shares the Pearl Carroll form's requirement for specifying whether the disability is work-related, alongside details of the incident that led to the disability. Both documents also necessitate information about the claimant's employment status and job responsibilities, highlighting the contextual examination of the claimant’s work environment and its potential role in the disability.

  • The Social Security Disability Benefits Application has parallels with the Pearl Carroll Disability Claim form in its comprehensive approach to gathering the claimant's personal and medical information. Key similarities include requiring the claimant’s work history, the impact of the disability on their employment capacity, and detailed medical provider information for verification purposes. However, the Social Security application places greater emphasis on the claimant's work credits and eligibility under federal guidelines.

  • Lastly, the Individual Disability Income Policy Claim Form often found in private insurance, matches closely with the structure seen in the Pearl Carroll form. It mandates exhaustive personal, employment, and medical details from the claimant to substantiate the claim. This includes documentation of the disability’s onset, progression, and treatment, parallel to the detailed provider list and authorization for the release of medical information found in the Pearl Carroll document.

Dos and Don'ts

When completing the Pearl Carroll Disability Claim form, it is essential to follow specific guidelines to ensure your claim is handled efficiently and without unnecessary delay. Below is a list of suggested dos and don'ts:

  • Do answer all questions honestly and completely on the Member Statement of your Disability Income claim form.
  • Do provide a full list of Providers/Hospitals that treated you for this disability, ensuring no omission that could delay your claim.
  • Do date and sign both the Member’s Statement and the Authorization for Release of Information to validate your submission.
  • Do have your Medical Provider complete both pages of the Medical Provider’s Statement to provide comprehensive details about your condition.
  • Do return the completed claim form to the specified address or email to ensure it reaches the correct destination for processing.
  • Don’t leave any sections incomplete, as missing information may lead to processing delays or the denial of your claim.
  • Don’t forget to notify Pearl Carroll & Associates immediately if you recover or return to work, as this can affect your claim status.
  • Don’t hesitate to call the Office of the Administrator if you have any questions about your Disability Income benefits, ensuring you understand the process fully.
  • Don’t expect a confirmation receipt of a fax within the first 24 - 48 hours, so plan submissions accordingly.

Adhering to these guidelines can facilitate a smoother claim process, minimizing potential delays and improving the likelihood of a favorable outcome. Always remember to review your claim forms for accuracy before submission and reach out to the administrators if clarification is needed on any points.

Misconceptions

When filing a disability claim with Pearl Carroll & Associates, people often encounter misconceptions that can affect their applications. Understanding these misconceptions can help ensure that the claims process goes smoothly.

  • All questions on the claim form are optional. It's a common belief that not all questions need to be answered when filling out the disability claim form. However, it is crucial to answer all questions on the Member Statement to avoid any delays in processing your claim. Complete information helps Pearl Carroll & Associates accurately assess your situation.

  • Medical provider statements are not necessary if you provide a list of providers. Another misconception is that simply listing your providers or hospitals is sufficient. In reality, having your Medical Provider complete both pages of the Medical Provider’s Statement is crucial for a comprehensive review of your claim. This detailed information cannot be replaced by a list of providers.

  • You only need to notify Pearl Carroll & Associates once you have fully recovered. It's important to inform Pearl Carroll & Associates not just when you’ve fully recovered, but also if you return to work in any capacity. This includes returning to work on a light duty basis, taking up another job, or any change in your work situation related to your disability.

  • The claim process is complete once you submit your documents. Filing your claim does not mark the end of the process. Pearl Carroll & Associates may require additional information or clarifications to process your claim. Also, remember that it will not confirm receipt of a faxed submission for 24-48 hours, so immediate confirmation should not be expected.

  • Providing your social security number is optional. While sharing personal information like your social security number can feel uncomfortable, it is essential for processing your disability income claim. Pearl Carroll & Associates needs this information to verify your identity and to ensure that your claim is handled efficiently.

Dispelling these misconceptions can make the process of submitting a disability claim to Pearl Carroll & Associates smoother and more efficient. Remember to carefully read and follow all instructions provided with the claim form to avoid any unnecessary delays or issues.

Key takeaways

Understanding the process for submitting a Pearl Carroll Disability Claim is crucial for ensuring timely and accurate processing of your claim. Here are five key takeaways to keep in mind:

  • It's essential to answer all questions on the Member Statement part of your Disability Income claim form accurately and provide a complete list of providers or hospitals that treated you for your disability. This thoroughness helps avoid any delays in your claim.
  • Both the Member Statement and the Authorization for Release of Information sections require your signature and the date. This is a critical step to authenticate your claim and grant necessary permissions for processing.
  • Your Medical Provider is required to fill out both pages of the Medical Provider’s Statement. Ensuring this part is completed fully and accurately by your healthcare provider is integral to the evaluation of your claim.
  • If there is any change in your disability status, such as recovery or returning to work (either full-time, part-time, or light duty), it is important to notify Pearl Carroll & Associates immediately by completing and mailing the Statement of Recovery or Return to Work, or by emailing the details to the provided email address.
  • For any questions or further clarification on your Disability Income benefits request, you are encouraged to contact the Office of the Administrator directly. This proactive approach can provide you with additional guidance and potentially expedite the processing of your claim.

By following these guidelines and ensuring all documentation is filled out completely and accurately, you can help facilitate a smoother claim process with Pearl Carroll & Associates.

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